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COLLECTION AGENCIES - CRIMES
Ability of collection agencies to use statutory notice of dishonor of check RCW 19.16.250 prohibits licensed debt collection agencies from threatening a debtor with criminal prosecution. This does not prevent an agency from including in the notice of dishonor of check the statutory language in RCW 62A.3-520 that cautions that law enforcement agencies may be provided with a copy of the notice.
COLLECTION AGENCIES
ENFORCEMENT OF 'COLLECTION COSTS' PROVISIONS BY LICENSED COLLECTION AGENCIES A licensed collection agency may not enforce a "collection costs" provision in a note or other contract assigned or otherwise transferred to it for collection unless expressly authorized by statute.
COLLECTION AGENCIES - LICENSES
COLLECT TELEPHONE CALLS TO OUT-OF-STATE DEBTORS The provisions of RCW 19.16.250(16) prohibit a collection agency licensed as such under chapter 19.16 RCW from placing a collect telephone call within the state of Washington to a debtor or other person located out-of-state for the purpose of demanding payment of a claim or seeking information about a debtor.
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