Washington State

Office of the Attorney General

Attorney General

Bob Ferguson

Today, high school students from Cheney, Kittitas, Lake Stevens and Selah competed for the title of Washington State Champion in the national LifeSmarts competition and the chance to advance to the finals in Miami.

The competition tests students’ wits about finances, technology, health, government and the environment.

Washington teens are a smart bunch. Last year’s state champ from Kittitas took second place at the national competition in St. Louis. Let’s see how you measure up:

Here are a few sample questions from the national LifeSmarts Web site. Answers are below.

  1. What is the best indicator of the cost of a loan?
  2. What federal agency requires that a Buyers Guide be posted on all used cars sold by a dealer?
  3. You talk to someone on your cell phone for 65 seconds. How many minutes are you likely to be charged?
  4. If a delivery time is not specified when buying by mail order, how many days does a company have to send your merchandise?
  5. To prevent scalding, you should set your water heater no higher than __________?
  6. The video game rating “E” is intended for what audience?
  7. When you endorse a check, what three things should you write on the back?
  8. What federal law protects you from harassment from a debt collector?
  9. Cold medications containing what ingredient must kept behind the pharmacy counter?
  10. To help reduce ground-level ozone, what type of paint should you use to paint your home?

Answers:

  1. Annual Percentage Rate (APR)
  2. Federal Trade Commission
  3. Two minutes, under most plans
  4. 30 days
  5. 120 degrees Fahrenheit
  6. Everyone, 6+
  7. Your signature, the account number and “for deposit only”
  8. The Fair Debt Collection Practices Act
  9. Pseudoephedrine. It's a primary ingredient in the production of methamphetamine.
  10. Low VOC (volatile organic compounds)

Good luck, teams!

 

UPDATE: Congratulations! Cheney High School took 1st place. Kittitas took 2nd. And Selah came in 3rd.

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