Washington State

Office of the Attorney General

Attorney General

Bob Ferguson

If you read All Consuming regularly, you’re familiar with the concept of a credit score and how it can make a difference when you need a loan, want to open a credit account or need to rent an apartment. But have you heard about your “identity score”? I hadn’t either, until I read this article by SmartMoney:

"Much as a credit score attempts to put a number on how good someone is at paying their bills, an identity score measures the risk that a consumer isn’t who they say they are. … A bad identity score — justly or not — is likely to create a number of issues for consumers, ranging from the inconvenience of having to answer some annoying questions when applying for credit to having important purchases or bank transfers slowed or put on hold for a matter of days while thorough ID verification takes place."

According to Wikipedia's entry on identity scores, providers of the identity score include Fair Isaac (maker of FICO), Experian and ID Analytics.

S M T W T F S
1
 
2
 
3
 
4
 
5
 
6
 
7
 
8
 
9
 
10
 
11
 
12
 
13
 
14
 
15
 
16
 
17
 
18
 
19
 
20
 
21
 
22
 
23
 
24
 
25
 
26
 
27
 
28
 
29
 
30
 
31